Empowering Health: Odisha Biju Swasthya Kalyan Yojana – A Comprehensive Guide

Empowering Health: Odisha Biju Swasthya Kalyan Yojana - A Comprehensive Guide

The Odisha government achieved a significant milestone by launching the third phase of the Odisha Biju Swasthya Kalyan Yojana (BSKY) on December 29, 2023. This flagship health scheme has become a unique model for universal healthcare, seamlessly integrating elements from both the public and commercial sectors. The latest phase extends coverage to all rural families, eliminating previous exclusions. In this comprehensive guide, we explore the essential aspects of the Biju Swasthya Kalyan Yojana, including its objectives, benefits, features, eligibility criteria, required documents, application procedures, and more.

Table of Contents

Overview of Odisha Biju Swasthya Kalyan Yojana

The Odisha Government launched the Odisha Biju Swasthya Kalyan Yojana for economically vulnerable families. The initiative aims to provide health insurance coverage of up to ₹5,000 per family per annum, specifically for secondary and tertiary treatment processes. The scheme ensures cashless treatment for nearly 3.5 crores (70 lakh families) beneficiaries across the state. Notably, individuals visiting state government health institutions, from district to sub-centre level, receive free healthcare services regardless of their income, residence, or status. Additionally, women beneficiaries enjoy an extra ₹200,000 in health insurance cover.

Latest Update: Apply for BSKY Nabin Card from January 6, 2024

Starting from January 6, 2024, interested beneficiaries can apply for the BSKY Nabin Card under the Biju Swasthya Kalyan Yojana. The application process can be completed on the official website https://bskynabin.odisha.gov.in/.

Details of Odisha Biju Swasthya Kalyan Yojana

  • Name of the Scheme: Odisha Biju Swasthya Kalyan
  • Launched by: Government of Odisha
  • Beneficiary: Citizens of Odisha
  • Objective: To provide healthcare facilities and health insurance
  • Official Website: http://www.bsky.odisha.gov.in/
  • Year: 2024
  • Financial Assistance: ₹5,000 per annum per family
  • Launched on: 15th August 2018

Objective of Biju Swasthya Kalyan Yojana:

The primary objective of Odisha Biju Swasthya Kalyan Yojana is to provide healthcare facilities to the economically weaker section of society. This includes offering health insurance coverage of up to ₹500,000 to citizens of Odisha, ensuring timely and hassle-free medical treatment.

Components of BSKY Yojana

The Odisha Biju Swasthya Kalyan Yojana comprises two key components:

  • Free Health Care Services: The scheme provides free healthcare services from sub-centre to district headquarter hospital levels, irrespective of income, status, or residence.
  • Health Insurance: Economically weaker families in the state receive ₹5,000 annual health coverage, with an additional ₹7,000 for women members of the family. This initiative benefits around 70 lakh economically vulnerable families.

Drop Back Assistance:

  • Pregnant women and sick infants visiting public health facilities receive ₹500 as financial assistance for transportation after delivery or treatment.

Facilities Provided Under Biju Swasthya Kalyan Yojana:

The BSKY Yojana offers a range of facilities, including:

  • Free health care services in government health care institutions
  • Free medicines and diagnostics
  • Free dialysis and cancer chemotherapy
  • Free operation theater (OT) and intensive care unit (ICU) services
  • Inpatient care
  • Health cover up to ₹5,000 per family and ₹7,000 for women members of the family

Guidelines of Odisha Biju Swasthya Kalyan Yojana:

The guidelines for Odisha Biju Swasthya Kalyan Yojana include:

  • Coverage for the treatment of pre-existing diseases
  • No premium amount is required from beneficiaries; the Odisha government bears the premium cost
  • Beneficiaries referred to hospitals outside the state receive ₹2,000 financial assistance for conveyance, transferred directly to their bank accounts
  • Inclusion of around 20 super specialty hospitals in the scheme
  • Introduction of 4036 medical packages
  • Availability of benefits for citizens of Odisha residing outside the state
  • Increased treatment coverage (up to ₹3,000) for cancer, heart, and kidney diseases
  • Free blood bank facilities for patients belonging to either APL or BPL category

Benefits and Features of Odisha Biju Swasthya Kalyan Yojana:

  • For Economically Vulnerable Families:
    • The Odisha Government has launched BSKY to provide health insurance coverage of ₹5,000 per family per annum.
  • Secondary and Tertiary Treatment Processes:
    • The insurance cover extends to secondary and tertiary processes of treatment.
  • Extensive Coverage:
    • Around 3.5 crores (70 lakh families) beneficiaries will benefit from this scheme.
  • Free Healthcare Services:
    • People visiting government healthcare institutions receive free treatment regardless of income, residence, or status.
  • Additional Cover for Women Beneficiaries:
    • Women beneficiaries receive an additional ₹200,000 in health insurance cover.
  • Initiated in 2018:
    • Odisha Biju Swasthya Kalyan Yojana was launched on 15th August 2018.
  • Cashless Treatment:
    • The citizens of Odisha can avail themselves of cashless treatment in government and empanelled private hospitals.
  • Claim Settlement through Insurance Companies:
    • The claim settlement process under BSKY is facilitated through insurance companies.
  • Expansion of Empanelled Hospitals:
  • The government is considering expanding the network of empanelled hospitals outside Odisha to enhance healthcare facilities.
  • Third-Party Audit:
    • To ensure proper implementation, the government plans to conduct a third-party audit.
  • 4036 Medical Packages:
    • A wide range of medical packages (4036) is included under this scheme.

Eligibility Criteria for Odisha Biju Swasthya Kalyan Yojana:

  • For Free Healthcare Services:
    • All beneficiaries, irrespective of income, status, or residence, are eligible for free healthcare services at government health care institutions.
  • For Health Insurance Cover:
    • Eligibility for health insurance cover up to ₹5,000 per family and ₹7,000 for women members of the family includes the following categories:
      • Applicant must be a resident of Odisha
      • Biju Krushak Kalyan Yojana card holder
      • Rashtriya Swasthya Bima Yojana card holders
      • BPL card holders
      • Antyodaya Anna Yojana card holders
      • Families with an annual income below ₹50,000 in rural areas and below ₹60,000 in urban areas

Required Documents for Odisha Biju Swasthya Kalyan Yojana:

  • Biju Krushak Kalyan Yojana card
  • Rashtriya Swasthya Bima Yojana card
  • BPL card
  • Antyodaya Anna Yojana card
  • Income certificate

Application Procedure of Odisha Biju Swasthya Kalyan Yojana:

  • Visit the official website of Odisha Biju Swasthya Kalyan Yojana.
  • On the homepage, click on “Apply Online.”
  • Fill in all the required details, including name, address, phone number, etc.
  • Upload all the necessary documents.
  • Click on “Submit.”
  • Verify all details before making the final submission of the application form.

Additional Resources for Odisha Biju Swasthya Kalyan Yojana:

View Organisation Chart:

  • Visit the official website and click on the “Organisation Chart” option to access information about the organizational structure.

List of Empanelled Hospitals:

  • Explore the official website, click on “Empanelled Hospital,” and view the list of hospitals participating in the scheme.

Download Citizen Charter:

  • Obtain the Citizen Charter by visiting the official website, clicking on “Citizen Charter,” and selecting the desired option.

Download Office Orders:

  • Access office orders by visiting the official website, clicking on the menu bar, and selecting “Office Orders.”

View Block Wise List of Cardholders:

  • Check the block-wise list of BKKY-I and BKKY-II cardholders by visiting the official website.

View List of District Coordinator and Protocol Manager:

  • Find information about district coordinators and protocol managers by visiting the official website.

Procedure to Give Feedback:

  • Give feedback by visiting the official website, clicking on “Feedback Form,” and entering the required details.

Procedure to View Contact Details:

  • Access contact details by visiting the official website, clicking on “Contact Us,” and viewing the information provided.

Download Scheme Guidelines:

  • Download scheme guidelines by visiting the official website, clicking on “Schemes,” and selecting the preferred language.

View Details About News and Events:

  • Stay updated on news and events by visiting the official website, clicking on “News and Events,” and selecting the desired option.

Contact Information for Odisha Biju Swasthya Kalyan Yojana:

If you encounter any issues or require assistance, reach out to the helpline number or email provided:

  • Helpline Number: +91-674-2392479/80
  • Email Id: nrhmorissa@nic.in

Through this detailed guide, we aim to empower citizens with comprehensive information about the Odisha Biju Swasthya Kalyan Yojana, ensuring they make the most of this transformative healthcare initiative. For further queries or support, do not hesitate to contact the provided helpline or email.

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What is Odisha Biju Swasthya Kalyan Yojana, and when was it launched?

Odisha Biju Swasthya Kalyan Yojana is a health scheme launched by the Government of Odisha. It aims to provide healthcare facilities and health insurance to economically vulnerable families. The scheme was initiated on August 15, 2018.

Who can benefit from Odisha Biju Swasthya Kalyan Yojana?

The scheme is designed to benefit citizens of Odisha, particularly economically weaker families. Eligible beneficiaries include residents of Odisha, Biju Krushak Kalyan Yojana cardholders, Rashtriya Swasthya Bima Yojana cardholders, BPL cardholders, Antyodaya Anna Yojana cardholders, and families with an annual income below ₹50,000 in rural areas and below ₹60,000 in urban areas.

What financial assistance does the scheme offer?

The scheme provides health insurance coverage of up to ₹5,000 per family per annum. Women beneficiaries receive an additional ₹200,000 in health insurance cover. Financial assistance is also provided for specific situations, such as ₹500 for transportation after delivery or treatment for pregnant women and sick infants.

How can one apply for the BSKY Nabin Card?

Interested beneficiaries can apply for the BSKY Nabin Card starting from January 6, 2024. The application process can be completed on the official website https://bskynabin.odisha.gov.in/.

What are the key components of Odisha Biju Swasthya Kalyan Yojana?

The scheme comprises two main components: Free Health Care Services: Providing free healthcare services from sub-centre to district headquarter hospital levels. Health Insurance: Economically weaker families receive ₹5,000 annual health coverage, with an additional ₹7,000 for women members of the family.

Are pre-existing diseases covered under the scheme?

Yes, the scheme covers the treatment of pre-existing diseases. Additionally, beneficiaries do not need to pay any premium amount as the Odisha government bears the premium cost.

Can beneficiaries receive benefits outside the state?

Yes, beneficiaries referred to hospitals outside the state receive ₹2,000 financial assistance for conveyance, which is transferred directly to their bank accounts.

How many medical packages are included under the scheme?

The scheme includes 4036 medical packages, offering a wide range of healthcare services.

Is there an eligibility criterion for free healthcare services?

All beneficiaries, irrespective of income, status, or residence, are eligible for free healthcare services at government health care institutions.

What is the objective of the third-party audit mentioned in the guidelines?

The third-party audit is planned to ensure proper implementation and governance of the scheme, maintaining transparency and accountability.

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