Health insurance plays a crucial role in shielding families from unexpected medical expenses. Acknowledging the significance of accessible healthcare, the Rajasthan Government, led by Chief Minister Ashok Gehlot, has introduced the Mukhyamantri Chiranjeevi Swasthya Bima Yojana. Launched on May 1, 2021, this initiative aims to provide comprehensive health insurance coverage to the residents of Rajasthan.
Details about Mukhymantri Chiranjeevi Health Insurance Scheme
Under this scheme, every family in Rajasthan is entitled to health insurance benefits of up to Rs 25 lakh annually. Initially set at Rs 10 lakh, the government, under Chief Minister Gehlot’s leadership, has taken a bold step to enhance coverage, ensuring that families have access to quality healthcare without the burden of financial constraints. Additionally, the scheme includes accident insurance of Rs 5 lakh for every Chiranjeevi family.
Objective of Mukhymantri Chiranjeevi Swasthya Bima Yojana
The primary objective of the Chief Minister Chiranjeevi Health Insurance Scheme is to extend the benefits of health insurance to every family in the state. The scheme aims to alleviate financial pressures on lower and middle-class families, enabling them to avail health insurance benefits of up to Rs 25 lakh annually. Families can receive free treatment not only in government hospitals but also in private hospitals associated with the scheme, making quality healthcare accessible to all. Online registration is a prerequisite for eligible families to avail themselves of these benefits.
Benefits of Mukhymantri Chiranjeevi Swasthya Bima Yojana
- Medical financial assistance for all Rajasthan citizens.
- Benefits extended to families falling under Below Poverty Line, NFSA, and SECC categories.
- Increased medical benefit of Rs 25 lakh annually for serious diseases.
- Free treatment under the scheme for small marginal farmers and contract workers.
- Other eligible families can avail insurance by paying a nominal annual premium of Rs 850.
- First health insurance scheme in Rajasthan providing free treatment in registered hospitals.
- Making health services accessible and affordable for all residents.
Features of Mukhymantri Chiranjeevi Swasthya Bima Yojana
- Coverage includes over 1576 medical tests.
- Treatment available for serious diseases such as black fungus, cancer, paralysis, heart surgery, organ transplant, and COVID-19.
- Convenient online registration from the comfort of your home.
- Patient expenses covered from 5 days before hospitalization to 15 days after discharge.
- Over one crore families have already enrolled, benefiting financially weaker sections.
Eligibility for Mukhymantri Chiranjeevi Swasthya Bima Yojana
To be eligible for the scheme:
- Applicant must be a native of Rajasthan.
- Families living below the poverty line qualify.
- Small and marginal farmers in the state are eligible.
- Families under NFSA and SECC 2011, along with all contractual employees of the state, are eligible.
- Other families can join by paying a premium of Rs 850 annually.
- No age restrictions apply.
Required Documents
- Aadhar card
- Income certificate
- Ration card
- Address proof
- Mobile number
- Passport size photo
- Bank account statement
- Jan Aadhar Card
How to Register Online for Mukhymantri Chiranjeevi Swasthya Bima Yojana ?
- Visit the official website https://chiranjeevi.rajasthan.gov.in/.
- Click on the “Mukhyamantri Chiranjeevi Health Insurance Scheme online registration” option.
- Log in with your SSO ID.
- Access the Chief Minister Chiranjeevi Health Insurance Scheme option.
- Choose between Free and Paid options based on eligibility.
- Enter Jan Aadhar Card ID, Jan Aadhar Registration Number, or Aadhar Card Number.
- Click on “Search Beneficiary” and verify the OTP received on the registered mobile number.
- Enter all necessary information in the application form.
- Click “Submit” and take a printout of the form for future reference.
In conclusion, the Mukhyamantri Chiranjeevi Swasthya Bima Yojana is a significant stride towards ensuring the health and well-being of Rajasthan residents. The scheme’s broad coverage, enhanced benefits, and simplified registration process underscore the government’s commitment to making quality healthcare accessible to all.
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Mukhymantri Chiranjeevi Swasthya Bima Yojana FAQs
Who is eligible to apply for the Mukhymantri Chiranjeevi Swasthya Bima Yojana?
To be eligible for the scheme, the applicant must be a resident of Rajasthan. Families living below the poverty line, small and marginal farmers, as well as those under the National Food Security Act (NFSA) and Socio-Economic Census (SECC 2011) categories are eligible. Additionally, all contractual employees of the state can avail of the benefits. Other families can join by paying a premium of Rs 850 annually, and there are no age restrictions for this scheme.
What are the benefits provided under the Mukhymantri Chiranjeevi Swasthya Bima Yojana?
The scheme offers comprehensive health insurance benefits, including medical financial assistance for all Rajasthan citizens. Families falling under Below Poverty Line, NFSA, and SECC categories receive extended medical benefits of Rs 25 lakh annually for serious diseases. Small marginal farmers and contract workers are eligible for free treatment under the scheme. Other families can avail insurance by paying a nominal annual premium of Rs 850. This is the first health insurance scheme in Rajasthan that provides free treatment in registered hospitals, aiming to make health services accessible and affordable for all residents.
How can I register online for the Mukhymantri Chiranjeevi Swasthya Bima Yojana?
What documents are required for applying to the Mukhymantri Chiranjeevi Swasthya Bima Yojana?
The required documents include Aadhar card, income certificate, ration card, address proof, mobile number, passport size photo, bank account statement, and Jan Aadhar Card.
What is the objective of Mukhymantri Chiranjeevi Swasthya Bima Yojana 2024?
The primary objective is to extend the benefits of health insurance to every family in the state, alleviating financial pressures on lower and middle-class families. The scheme aims to enable families to avail health insurance benefits of up to Rs 25 lakh annually, providing free treatment not only in government hospitals but also in private hospitals associated with the scheme.
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