To address the critical need for housing among its citizens, the Government of West Bengal has initiated the Nijashree Housing Scheme, aiming to provide affordable housing for individuals in the lower-income and middle-income groups. This article provides essential details about the scheme, including the application process, eligibility criteria, and key features.
About West Bengal Nijashree Housing Scheme
The West Bengal Nijashree Housing Scheme entails the construction of multi-storied flats for lower-income and middle-income groups on public lands owned by the state government, local bodies, and parastatals. The distribution of these flats will be determined through a lottery system, granting ownership to eligible families. The scheme mandates the construction of dwelling units with a minimum of 16 flats in a block of g + 3 buildings, with the cost of land not considered in the unit cost.
To be eligible for the scheme, applicants must reside in the same district where the project is implemented.
Objective of the West Bengal Nijashree Housing Scheme
The primary goal of the West Bengal Nijashree Housing Scheme is to provide housing solutions to citizens belonging to the lower and middle-income strata. By offering flats to those without homes, the scheme aims to enhance the standard of living and foster self-dependency among the residents of West Bengal.
Key Highlights of West Bengal Nijashree Housing Scheme
- Name of the Scheme: West Bengal Nijashree Housing Scheme
- Launched by: Government of West Bengal
- Beneficiary: Citizens of West Bengal
- Objective: Providing affordable housing
- Official Website: https://www.wbhousing.gov.in/nijashree
- Year: 2023
- State: West Bengal
- Mode of Application: Online/offline
Payment Schedule Under The West Bengal Nijashree Housing Scheme
| Installment | Due Date | Percentage of Price |
|---|---|---|
| 1st installment including adjustment of application money | Within 45 days from the date of the allotment letter | 10% of the actual cost |
| 2nd installment | Roof casting of the ground floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 3rd installment | Roof casting of the first floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 4th installment | Roof casting of 2nd floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 5th installment | Roof casting of 3rd floor and within 30 days from the issuance of the demand letter | 20% of the actual cost |
| 6th installment | Before possession | 10% of the actual cost |
Flat Price And Specification Under West Bengal Nijashree Housing Scheme
| Types of Flats | Prices of Flats | Family Monthly Income | Carpet Area of Flats |
|---|---|---|---|
| 1 BHK | Rs 7.82 lakh | Up to Rs 15,000 per month | 378 sq.ft |
| 2 BHK | Rs 9.26 lakh | Up to Rs 30,000 per month | 559 sq.ft |
Benefits And Features of West Bengal Nijashree Housing Scheme
- Dwelling units provided on government lands for lower-income and middle-income groups.
- Unit cost determined based on the actual construction cost, excluding land.
- Subsidy treated as freehold land for the beneficiary.
- No payment required for offside infrastructure.
- Beneficiaries eligible for the credit link subsidy scheme.
General Terms And Conditions
- Applicants must be residents of the same district where the scheme is implemented.
- One person can apply for only one flat.
- Joint applications are allowed, with one joint applicant per application.
- Beneficiary selection through a lottery system.
- Application money is refundable for unsuccessful applications.
- No processing fees are charged.
- Installment payments are deposited directly into the escrow account.
- False or fabricated information leads to application cancellation.
- Interest of 8% per annum for delayed installment payments.
Eligibility Criteria for West Bengal Nijashree Housing Scheme
- Monthly family income up to Rs 15,000 for the lower-income group.
- Monthly family income up to Rs 30,000 for the middle-income group.
- No existing pucca house or flat in the beneficiary’s name or family member’s name.
- Residency in the same district as the scheme site.
Required Documents for West Bengal Nijashree Housing Scheme
- Income certificate
- Aadhar card
- Residence certificate
- Passport size photograph
- Mobile number
- Email ID
- PAN card
- Voter ID card
- Ration card
Procedure To Apply
- Download the application form from the official website.
- Fill in the required details, including name, spouse name, father’s name, occupation, monthly family income, and address.
- Attach all necessary documents.
- Submit the completed form to the bank branch from where the application was obtained.
By following this comprehensive guide, potential beneficiaries can navigate the application process smoothly and take a step closer to owning their dream homes through the West Bengal Nijashree Housing Scheme.
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West Bengal Nijashree Housing Scheme FAQs:
What is the West Bengal Nijashree Housing Scheme?
The West Bengal Nijashree Housing Scheme is a government initiative to provide affordable housing to individuals in the lower and middle-income groups.
How are the flats distributed under this scheme?
The distribution of flats is determined through a lottery system, granting ownership to eligible families.
What are the eligibility criteria for the scheme?
Applicants must reside in the same district where the project is implemented, and their monthly family income should be up to Rs 15,000 for the lower-income group and up to Rs 30,000 for the middle-income group.
What is the objective of the West Bengal Nijashree Housing Scheme?
The primary goal is to provide housing solutions to citizens belonging to the lower and middle-income strata, aiming to enhance the standard of living and foster self-dependency.
How many installments are there under the payment schedule, and what is the due date for the first installment?
There are six installments, and the due date for the first installment, including the adjustment of application money, is within 45 days from the date of the allotment letter.
What are the types of flats available, and how is the pricing determined?
The scheme offers 1 BHK and 2 BHK flats with prices of Rs 7.82 lakh and Rs 9.26 lakh, respectively. Pricing is based on family monthly income and carpet area.
Can one person apply for more than one flat?
No, one person can apply for only one flat under the scheme.
Is there a refund policy for unsuccessful applications?
Yes, the application money is refundable for unsuccessful applications.
How are installment payments made, and where are they deposited?
Installment payments are deposited directly into the escrow account, ensuring transparency and security.
What documents are required for the application process?
Required documents include an income certificate, Aadhar card, residence certificate, passport size photograph, mobile number, email ID, PAN card, voter ID card, and ration card.
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