Making UPI Payments via Phone Call Without an Active Internet Connection: Find Out How

The digital era has revolutionized numerous aspects of our lives, including the way we handle money transfers. Gone are the days when sending money required a visit to the bank; now, you can effortlessly complete this task from the comfort of your home using just a mobile phone and an internet connection. What’s even more surprising is that you can smoothly send money via UPI, even without an internet connection or with a basic feature phone.

HDFC Bank, one of India’s leading private sector banks, has recently introduced three digital products closely associated with UPI: UPI 123Pay, UPI plug-in service for merchant transactions, and Autopay on QR code.

Here’s a closer look at how you can make UPI payments without the need for an active internet connection:

1. UPI 123Pay: Payment via IVR

UPI 123Pay empowers individuals to make UPI payments with remarkable simplicity—just by making a phone call. This feature makes UPI accessible to those without internet access or smartphones. Customers can conveniently book and pay for services through Interactive Voice Response (IVR).

2. UPI Plug-In Service for Merchant Transactions

The UPI Plug-In Service offers a seamless experience for UPI payments, eliminating the need to switch between different apps when making purchases. It streamlines the process, making transactions swift and hassle-free.

3. Autopay on QR Code

AutoPay with QR codes is a game-changer for recurring payments. It allows you to set up automatic payments for various services like streaming subscriptions, utility bills, and more using UPI QR codes. This eliminates the need for manual transactions and ensures your payments are made on time, effortlessly.

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Indian WhatsApp Users Gain Access to UPI Apps, Gpay, Paytm, and Card Payments for Transactions

In this digital age, HDFC Bank’s UPI offerings, including UPI 123Pay, are ushering in a new era of convenience and accessibility for financial transactions, catering to the diverse needs of customers with or without internet access.