In a monumental effort to enhance healthcare accessibility, Prime Minister Narendra Modi has initiated the Jammu Kashmir SEHAT Health Insurance Scheme, a pioneering endeavor aimed at extending health coverage to economically vulnerable sectors. With the Ayushman Bharat scheme already providing health insurance to underserved demographics, the introduction of the SEHAT scheme in 2024 specifically targets beneficiaries in Jammu and Kashmir who were previously excluded. This comprehensive guide aims to delve into the scheme’s intricacies, detailing its objectives, benefits, features, eligibility criteria, required documents, application procedure, and more.
Understanding SEHAT Health Insurance Scheme
Crafted to complement the Ayushman Jan Arogya Yojana, the SEHAT Health Insurance Scheme extends coverage to approximately 21 lakh families in Jammu and Kashmir who were previously excluded from the PM Ayushman Jan Arogya Yojana. Significantly, this scheme ensures universal coverage, regardless of an individual’s financial status, with the government covering treatment expenses up to Rs 5 lakh. The scheme is fortified by the participation of 229 government hospitals and 35 private hospitals across the region, ensuring widespread accessibility.
Utilizing NFSA Database for Scheme Implementation
To streamline implementation, the government of Jammu and Kashmir has chosen to utilize the national food security and database. This strategic decision addresses beneficiary identification challenges and ensures data accuracy, drawing from the socio-economic caste census of 2011. Ration card numbers serve as unique identifiers, with Aadhar cards mandated as compulsory identification. Existing golden cards will seamlessly integrate with the NFSA database, ensuring continuity of benefits.
PMJAY SEHAT Health Insurance Scheme Overview
Set for launch by Prime Minister Narendra Modi on December 26, 2020, the PMJAY SEHAT Health Insurance Scheme aims to provide cashless health coverage of up to Rs 5,00,000 to beneficiaries. The scheme, aptly named ‘SEHAT’ (Social Endeavour for Health and Telemedicine), promises smooth implementation and comprehensive coverage to eligible families across Jammu and Kashmir.
Key Features of SEHAT Health Insurance Scheme
- Inaugurated by Prime Minister Narendra Modi on December 26, 2020.
- Offers cashless health coverage up to Rs 5,00,000 to beneficiaries.
- Focuses on social welfare and telemedicine.
- Seamless implementation assured by the central government.
- Distribution of SEHAT cards to all beneficiaries for easy identification.
- Application facilitated through common service center operators.
- Database completion to cover around 1 crore beneficiaries in Jammu and Kashmir.
Eligibility Criteria and Required Documents
- Permanent residency in Jammu and Kashmir.
- Possession of Aadhar card, voter ID, age proof, ration card, residence proof, and passport size photograph.
- Valid mobile number for communication.
Application Procedure for SEHAT Health Insurance Scheme
Interested applicants can apply for the SEHAT Health Insurance Scheme by visiting registered hospitals or CSC Kendras https://digitalseva.csc.gov.in/. Upon obtaining the application form, applicants must complete it with the required details and submit it along with the necessary documents for verification. Once verified, beneficiaries will receive SEHAT cards, enabling them to access scheme benefits seamlessly.
Helpline Assistance
For queries or assistance regarding the SEHAT Health Insurance Scheme, individuals can reach out to the dedicated helpline at 14555. This helpline provides comprehensive support to address beneficiaries’ concerns and queries, ensuring a hassle-free experience.
In summary, the Jammu Kashmir SEHAT Health Insurance Scheme represents a significant leap towards inclusive healthcare, promising financial protection and accessibility to the citizens of Jammu and Kashmir. Through its robust implementation and comprehensive coverage, the scheme sets the stage for a healthier, more resilient population in the region.
SEHAT Health Insurance Scheme FAQs:
What is the Jammu Kashmir SEHAT Health Insurance Scheme?
The Jammu Kashmir SEHAT Health Insurance Scheme is a comprehensive healthcare initiative launched by Prime Minister Narendra Modi to extend health coverage to economically vulnerable sectors in the region.
Who are the beneficiaries of the SEHAT Health Insurance Scheme?
The beneficiaries of the SEHAT Health Insurance Scheme include approximately 21 lakh families in Jammu and Kashmir who were previously excluded from the PM Ayushman Jan Arogya Yojana.
What is the coverage provided by the SEHAT Health Insurance Scheme?
The SEHAT Health Insurance Scheme offers universal coverage, regardless of an individual's financial status, with the government covering treatment expenses up to Rs 5 lakh.
How many hospitals are participating in the SEHAT Health Insurance Scheme?
The scheme is bolstered by the participation of 229 government hospitals and 35 private hospitals across the Jammu and Kashmir region, ensuring widespread accessibility.
How is the NFSA database utilized in implementing the scheme?
The government of Jammu and Kashmir utilizes the national food security and database to streamline implementation, addressing beneficiary identification challenges and ensuring data accuracy.
What documents are required to apply for the SEHAT Health Insurance Scheme?
Applicants need to provide documents such as Aadhar card, voter ID, age proof, ration card, residence proof, and passport size photograph.
How can beneficiaries apply for the SEHAT Health Insurance Scheme?
Interested applicants can apply for the scheme by visiting registered hospitals or CSC Kendras, where they can obtain the application form and submit it along with the necessary documents for verification.
What is the role of SEHAT cards in the scheme?
SEHAT cards are distributed to all beneficiaries for easy identification and enable them to access scheme benefits seamlessly.
How many beneficiaries are expected to be covered under the SEHAT Health Insurance Scheme?
The scheme aims to cover around 1 crore beneficiaries in Jammu and Kashmir region.
Is there a helpline available for assistance with the SEHAT Health Insurance Scheme?
Yes, individuals can reach out to the dedicated helpline at 14555 for queries or assistance regarding the scheme.
Ayushman Bharat Yojana- Know the Advantages and Benefits I आयुष्मान भारत योजना
One thought on “Jammu & Kashmir SEHAT Health Insurance Scheme: Free Cover Upto Rs. 5 Lakhs for J&K Residents | जम्मू कश्मीर सेहत स्वास्थ्य बीमा योजना का लाभ प्राप्त करें”