Jagananna Thodu Scheme: Apply for Easy Interest-Free Loan for Street Vendors in Andhra Pradesh

Jagananna Thodu Scheme: Apply for Easy Interest-Free Loan for Street Vendors in Andhra Pradesh

The Government of Andhra Pradesh has introduced the Jagananna Thodu Scheme, a commendable initiative aimed at supporting street vendors across the state. In this comprehensive guide, we’ll walk you through the key details of this scheme, including eligibility criteria, benefits, objectives, and step-by-step application procedures.

Introduction

The Jagananna Thodu Scheme 2023, initiated by Chief Minister Jagan Mohan Reddy, is a lifeline for street vendors in Andhra Pradesh. The scheme seeks to empower street vendors who have faced significant challenges, particularly due to the impact of the ongoing COVID-19 pandemic.

Key Highlights of the Jagananna Thodu Scheme

  • Financial Assistance: The Andhra Pradesh Government, under this scheme, offers a working capital loan of Rs 10,000 to street vendors. This financial support serves as a much-needed boost to help them sustain and grow their livelihoods.
  • CM’s Commitment: Chief Minister Jagan Mohan Reddy’s dedication to the welfare of street vendors is evident. On 19th July, he distributed a sum of Rs 560.73 crore to 5.10 lakh small and marginal traders and craftsmen under the ‘Jagananna Thodu’ scheme. Over four years, a total of 15.87 lakh beneficiaries have received interest-free loans amounting to Rs 2,955 crore.
  • Wide Inclusion: This scheme includes various categories of street vendors, such as those selling vegetables, fruits, ready-to-eat street food, tea, artisan products, books, and more. Even services like barbershops, cobblers, and laundry providers can avail of a loan of Rs. 10,000.

Objectives of the Jagananna Thodu Scheme

The primary objective of this scheme is to provide financial assistance to street vendors in Andhra Pradesh, helping them maintain and expand their businesses. By providing interest-free loans, the scheme aims to uplift small business owners and provide a foundation for economic growth.

Eligibility Criteria for the Jagananna Thodu Scheme

  • Street vendors selling various items on streets or sidewalks.
  • Traders with family incomes of Rs. 10,000 in villages and Rs. 12,000 in towns.
  • Individuals carrying and selling goods on the streets.
  • Temporary or permanent shop owners with a space of 5 feet long, 5 feet wide, or less.
  • Mobile cart vendors, food vendors, and other small traders.
  • Tiffin center operators and others conducting business on the roadside.
  • Pan shops, laundry services, and more.

Documents Required for Application

  • Aadhar card
  • Voter ID card
  • Bank account details
  • Mobile number
  • Government identification documents

Application Procedure of the Jagananna Thodu Scheme

Applying for the Jagananna Thodu Scheme is straightforward:

  • Visit the official website: https://pmsvanidhi.mohua.gov.in/.
  • Click on “Apply for Loan.”
  • Follow the instructions to complete your application, including uploading the necessary documents.

Checking Beneficiary Status

If you want to check the beneficiary status, follow these steps:

  • Visit the official website.
  • Enter the required information, including your state, ULB name, vendor name, father/spouse name, mobile number, and certificate of vending number.
  • Click “Search” to view the survey status.

Selection Criteria

The selection process involves:

  • Submitting your application to authorities.
  • The concerned authorities approve the applications.
  • A merit list is prepared.
  • Loans are sanctioned to beneficiaries’ bank accounts.

Contact Information

If you encounter any issues or need further information, feel free to reach out using the following contact details:

  • Toll-Free Number: 1800111979
  • Landline Number: 02267221438/67531189
  • Mobile Number: 9821702101
  • Email: querysvs@cgtmse.in, itsuppprtsvs@cgtmse.in

Stay updated with future announcements from the state government https://www.ap.gov.in/#/ for additional information on the Jagananna Thodu Scheme.

In conclusion, the Jagananna Thodu Scheme 2023 is a lifeline for street vendors in Andhra Pradesh, offering financial support to help them rebuild their livelihoods and promote economic growth. If you meet the eligibility criteria, don’t hesitate to apply and secure the future of your business.

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Jagananna Thodu Scheme FAQs

What is the Jagananna Thodu Scheme?

The Jagananna Thodu Scheme is an initiative by the Government of Andhra Pradesh aimed at supporting street vendors across the state.

When was the Jagananna Thodu Scheme introduced?

The scheme was initiated in 2023 by Chief Minister Jagan Mohan Reddy.

What kind of assistance does the scheme offer?

The scheme provides a working capital loan of Rs 10,000 to street vendors to help them sustain and grow their livelihoods.

Who is eligible to benefit from this scheme?

Street vendors, including those selling a variety of items, traders, and mobile cart vendors, can benefit from the scheme.

What is the primary objective of the Jagananna Thodu Scheme?

The main objective is to provide financial assistance to street vendors in Andhra Pradesh, helping them maintain and expand their businesses.

How can I apply for the Jagananna Thodu Scheme?

You can apply by visiting the official website https://pmsvanidhi.mohua.gov.in/ and following the application instructions.

What documents are required for the application?

You'll need documents such as Aadhar card, Voter ID card, bank account details, and government identification documents.

How can I check the status of my application as a beneficiary?

How are beneficiaries selected for this scheme?

Beneficiaries are selected through a process where applications are submitted, approved by authorities, and then placed on a merit list. Loans are sanctioned to selected beneficiaries' bank accounts.

How can I get in touch for more information or assistance regarding the Jagananna Thodu Scheme?

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