In this blog post we are going to discuss in details about Akanksha- A New Housing Scheme For State Government Employees OF West Bengal and how to apply online, what is the eligibility and every small details about the Scheme.

To resolve the difficulties faced by State Government employees in building their own houses/flats for their own accommodation, the Governor has been pleased to introduce a new scheme of House Building Loan to State Government Employees named “AKANKSHA” with a provision of 100 crore rupees. The government will provide suitable land at no cost to the Housing Department for the construction of flats, which will be identified by the West Bengal Land and Land Reforms Department.

When the Akanksha- A New Housing Scheme was launched?

The West Bengal state government launched the Akanksha Housing Scheme on February 28, 2014. The state government will provide flats to all serving state government employees under this scheme. The state government will provide free land for the construction of flats for government employees.

The present project is situated in premises No. 07/300, Block-DB, Action Area-ID at New Town, Kolkata- 700107 on pilot basis. The project was designed on a no-profit, no-loss basis, with no land costs. The current project spans 5.0599 acres of land and includes 13 towers. 7 G+10 towers for the Elegant, Premium, and Classic categories, and 6 Straight 4 towers for the Economy and Standard categories) with 576 flats and 236 covered and 35 open parking spaces (only for the Elegant, Premium, and Classic categories). Within the Complex, there is also space for a Gymnasium, a Clubhouse, and a Community Hall.

Objective of Akanksha Scheme

The main objective of the Scheme is to provide flats to all State Government Employees who dream of buying a house but due to financial problem they could not.

Eligibility of the Akanksha- A New Housing Scheme

• All serving State Govt. employees as defined in West Bengal Service Rules, except those State Govt. employees who have their own housing scheme such as `Pratyasha’ for Policemen or similar housing schemes under Government of West Bengal stated in Memorandum No. FD-647 dated 29th August, 2014 of the Finance Department of Govt. of West Bengal may apply for New Town Project under `AKANKSHA HOUSING SCHEME’ (AHS).
  

   

  Explanation: Employees of following services are not eligible:-

• (a) All India Service Officers,
• b) Employees of local bodies like Panchayet, Municipalities, Corporations, etc.
• c) Teaching/non teaching staff of non Govt. School & Colleges/Universities etc. even if those Institutions are aided or sponsored by state Govt.
• d) Employees of various companies/undertakings like WBPDCL, WBSEDCL, CSTC, CTC, SBSTC, NBSTC, WBTEDCL, WBHIDCO, KMDA, KIT, KMWSA and etc.
• e) Retired but reemployed Govt. employees,
• f) Judicial Service Officers of West Bengal.
  
  
• An applicant may apply jointly with his/her spouse only.

   

Application Process:

•  Application has to be made online only.
•  No applicant is permitted to submit more than one application in this project.

You can apply for Akanksha – A New Housing Scheme by following the steps below:

1. Visit the Akanksha Housing Scheme Official Website.
2. Check off each item on the list now that you’ve reviewed the team and the terms of this plan.
3. You must select Apply.
4. After you’ve chosen all of your terms and conditions.
5. An application form will now appear on the screen.
6. Fill out every field on the application precisely.
7. After you’ve uploaded the scanned copies of the documents, click Submit.
8. You must generate a challan using the internet system and deposit Rs. 25,000 in any Bank of Baroda branch as Application Fees.
9. Your application will be successfully submitted.

Documents Required:- 

1. Copy of Identity Card

2. Online application with deposit amount of ₹25,000 as “Application money” in any branch of Bank of Baroda by generating challan through online system.

3. Copy of Aadhar Card

4. Residence proof of the applicant of the state of West Bengal

5. Income certificate of the applicant.

Allotment Process:

The flat shall be allotted amongst the applicants only on the basis of transparent lottery. No prayer for change of allotted flat shall be entertained. Department do not give any assurance to provide Car Parking Space to each and every allottee, however, the Car Parking Space so available will be distributed among the allottees by holding a separate lottery at separate cost to be so fixed up by the Department. The cost of such Car parking space shall be paid at a time within 30 (Thirty) days from the date of such lottery of Car parking space.

Immediately after the conduct of lottery, a provisional Allotment Letter (PAL) will be issued to all the successful candidates.

The flat shall have to be utilized for Residential purpose only and no commercial activities by the allottees or the Flat Owners Association shall be allowed in Car Parking areas as well as other common space.

In case both the spouses become successful in the lottery, only one of them will be allotted a flat as per the choice of them.
Similarly if one of them has already been allotted a flat, other is not eligible to apply for allotment.

Categories of Flats:

The prices shown in Clause 3 are purely tentative and may vary during actual execution of the scheme till its completion. The difference of cost so varied will be charged at no profit no loss basis and should be paid by the allottee within sixty days from the date of demand.

Payment Schedule:

Elegant, premium, and classic houses:

The payment will be made in 6 parts – Application Money (₹25,000/-), Allotment money (40% of the Tentative total price to be paid within 45 days of the Allotment order), and 4 Installments, i.e., 20% payment Within 30 Days Of Completion Of 6th Floor Slab, 30% payment within 30 Days Of Completion Of 9th Floor Slab, 10% payment within 30 Days Of Completion Of Entire Building, and residual amount before taking possession.

Economy & Standard Flats:

The Payment Will Be Made In 3 Parts – Application Money (₹25,000/-), Allotment Money (20% of the tentative total price including application money to be paid within 45 days of the Allotment order), And Residual amount of the final price to be paid before possession.

REJECTION OF APPLICATION AND PROVISION FOR REFUND

• Any application, fails to fulfill any of these terms & conditions, shall be rejected at any point of time.
• In any application, where material fact is suppressed or where wrong information with respect to salary is furnished it shall be rejected and no refund of application money shall be allowed in such cases.
• If the applicant fails to accept the offer or rejects within thirty days of communication through final Allotment letter, application money shall be forfeited.
• The allottee shall have to deposit the demanded amount of allotment money/balance price/other charges against the allotted flat within the time- frame specified in the General Terms & Conditions or to be as communicated allotment letter.
• In the event of failure of the allottee to deposit any installment / other charges against the allotted flat according to the aforesaid time-frame, an interest @ 12% per annum for the delayed period shall be charged on the delayed payment amounts, subject to permission is sought for and such delay is allowed by Department.
• If the Allottee surrenders the allotment after making payment of demanded amount towards any installment / other charges, the amount paid by the allottee will be refunded after deduction of 15% of the said paid amount, without any interest.
• All the refund will be made through the applicant’s bank account as mentioned by the applicant in application form.

Official Website Click Here

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